The End of the Network Era

For decades, insurance networks promised to control healthcare costs. In reality, they’ve delivered restrictions, unpredictable pricing, and confusion for both employers and members. Our new white paper, The Rise and Fall of Insurance Networks, exposes why the “better network” myth persists — and how hidden price volatility undermines value.

But it’s not just about what’s broken. The paper also reveals a new blueprint: a no-network model built on price transparency and member empowerment. By giving members an upfront Benefit Amount for every service, they can choose any provider, avoid surprises, and even keep savings when costs are lower.

If networks can’t guarantee value, what’s the point of having one at all? Discover the data, the stories, and the path forward in our full white paper.