Health insurance the way it should be.
With Sidecar Health, your employees can shop for healthcare the same way they shop for everything else in their lives with guaranteed costs upfront. They can see any doctor, anywhere, and over 99% of claims get approved. Whether you’re fully insured or self-funded, we make great coverage simple.
Clearing the way to quality care
See any doctor
Your employees can see any doctor, anywhere —no networks, no referrals, and always transparent costs so they know exactly what they’ll pay for care.
No prior authorization
Doctors, not health insurance companies should make care decisions, so we don’t get in the way. That’s why we approve over 99% of claims.
Better Rx access
Access to prescriptions without step therapy or formularies.
We've got your employees covered
Market leading benefits
With our comprehensive major medical insurance, our members enjoy better coverage where they always have a choice of highly qualified doctors for any care they need.
Protections for unplanned care
Our members are always protected in unplanned events and emergencies, both medically and financially.
No surprise costs
By knowing your costs upfront, our members are never in the dark. Plus, with Sidecar Health they won't ever have to pay more than their deductible for care unless they choose to.
Your employees in the driver's seat
Sidecar Health puts your employees in complete control of their healthcare by providing them with a clear budget for care. If they find a provider for less than their plan pays, we share the savings with them. If they choose a provider who charges more, they'll pay the difference. The decision is theirs!
Our members love the ability to make their own choices, and how they're rewarded for it.